• These Terms and Conditions govern the rules and provisions for users of the “KOMOPAY” service by PT Cipta Hemat Sukses;
• By accessing our service site, you hereby accept our terms and conditions.

• “Personal Data” is information belonging to the User, which identifies information related to the User concerned;
• “We/the Company” refers to PT Cipta Hemat Sukses and its authorized representatives and/or attorneys;
• “You/Client” refers to the User of PT CIPTA HEMAT SUKSES Services;
• “Terms and Conditions” are the terms and conditions of use of the Services;
• “Services” has the meaning set out in the Terms and Conditions.
• “Partner” is a third party who works with us in providing services to clients. Such as: Merchants, Notary Providers, Lawyers, Law firms, Intellectual Property Rights Consultants, office service providers and other parties involved in our Service section;

1. All of the above definitions refer to the offer, acceptance and consideration of payment necessary to undertake the process of our services to the Client in a proper and efficient manner for the express purpose of meeting the Client's needs in respect of the provision of our services.
2. When after you use and/or access our service site, then the use of "cookies" when your browser accesses and logs in to use our services. If the status is enabled, cookies will store a small amount of data on your computer about your activities in using our services. Cookies are used on our website to enable the functionality of certain areas to make it easier for people who visit our website.

1. PT CIPTA HEMAT SUKSES as the licensor has intellectual property rights to KOMOPAY and is protected by the Laws and Regulations in Indonesia. You may use and/or access all KOMOPAY services for personal use with the understanding that this is a license grant, not a transfer of rights, and with respect to this license, you are prohibited from:

• • • • modify or copy the materials;
      • use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
      • attempt to decompile or reverse engineer any material contained on PT CIPTA HEMAT SUKSES service site;
      • remove any copyright or other proprietary notations from the materials; or
      • transfer the materials to another person or “mirror” the materials on any other server.

2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by PT CIPTA HEMAT SUKSES at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

The following organizations or services may link to our Service Sites without prior written approval:

• “https://komopay.id/”
• These organizations or services may link to our home page, to publications or to other Site Services information so long as the link:
• Absolutely not commit any fraudulent acts (Fraud);
• Does not imply sponsorship, endorsement, or approval of the linking party and its products and/or services; and
• In accordance with the context of the linking party's site.

We may consider and approve link requests from other types of organizations that are:

• Trade Association;
• Educational institutions;
• Law Firm;
• Konsultan Akutansi;
• General consumer and/or business information sources known to the general public.

We will accept and/or approve link requests from other types of organizations, provided that:

• The link does not contain any unlawful elements;
• The link does not create a stigma or bad image for Us;
• The organization has no negative record with Us;

Approved organizations may hyperlink to our Website as follows:

• By using our company name; or
• By using the uniform resource locator linked to; or
• By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party's site.
• If there is no trademark license agreement, then use of the PT CIPTA HEMAT SUKSES logo or other works of art will not be permitted.

1. Where permitted by statutory provisions, we exclude all representations, warranties and conditions relating to our website and the use of our website. Nothing in this disclaimer will;
2. Governs all liabilities arising under the disclaimer, including but not limited to those arising in contract, tort and breach of statutory duty;

You may only use the KOMOPAY Services and/or Systems:

• In accordance with these Terms and Conditions;
• For legitimate purposes; and
• Not used for fraudulent, unlawful, criminal or other purposes, activities, actions or purposes that violate or conflict with the law, applicable laws and regulations or the rights or interests of any party.